Firstrust Bank’s FD Monthly Income Scheme

Firstrust Bank proudly introduces the Fixed Deposit Monthly Income Scheme. This groundbreaking initiative is poised to revolutionize financial planning by offering a reliable monthly income while safeguarding the principal amount. Let’s dive into the details of this innovative scheme and explore how it stands as a testament to Firstrust Bank’s commitment to empowering its customers.

Unwrapping the Firstrust Bank Fixed Deposit Monthly Income Scheme

The Fixed Deposit Monthly Income Scheme from Firstrust Bank signifies a major leap forward in financial innovation. It combines the stability of traditional fixed deposits with the appeal of a consistent monthly income, catering to the diverse needs of investors looking for a secure and dependable avenue for their funds.

Key Features of Firstrust Bank’s Fixed Deposit Monthly Income Scheme

  • Assured Monthly Income: The scheme guarantees a fixed monthly income, providing individuals with a dependable cash flow to manage their financial commitments.

  • Flexible Tenure Options: Recognizing the varied financial goals of customers, Firstrust Bank offers flexibility in choosing the tenure that aligns with individual preferences, ranging from short-term to long-term commitments.

  • Competitive Interest Rates: The scheme boasts competitive interest rates, ensuring that investors receive attractive returns on their fixed deposits.

  • Principal Protection: While enjoying the monthly income, investors can rest assured that the principal amount remains secure, providing a shield against market fluctuations.

How the Fixed Deposit Monthly Income Scheme Works

  • Investment Allocation: Individuals have the flexibility to decide the amount they wish to invest in the scheme, tailoring their investment to suit their financial goals.

  • Tenure Selection: The scheme accommodates different financial timelines, allowing investors to choose a tenure that aligns with their specific needs and preferences.

  • Interest Accrual and Monthly Payouts: Interest accrues on the fixed deposit, and Firstrust Bank disburses the earned interest to the account holder on a monthly basis, ensuring a regular income stream.

Advantages of Opting for Firstrust Bank’s Fixed Deposit Monthly Income Scheme

  • Financial Predictability: The fixed monthly income provides a sense of financial predictability, enabling individuals to plan their expenses with confidence.

  • Capital Protection: The scheme prioritizes the protection of the principal amount, making it an attractive option for risk-averse investors.

  • Liquidity and Flexibility: Investors have the flexibility to choose the tenure that aligns with their financial goals, and the scheme offers liquidity options for those in need of accessing funds before maturity.

How to Enroll in Firstrust Bank’s Fixed Deposit Monthly Income Scheme

  • Visit a Local Branch: Individuals interested in the scheme can visit their nearest Firstrust Bank branch to inquire about the Fixed Deposit Monthly Income Scheme.

  • Consultation with a Financial Advisor: To make informed decisions, customers can schedule a meeting with a Firstrust Bank financial advisor who will guide them through the application process and address any queries.

  • Documentation Process: The application involves providing necessary documentation, and the bank staff will assist in completing the required paperwork for a seamless experience.


In conclusion, the Firstrust Bank Fixed Deposit Monthly Income Scheme marks a significant stride in the financial sector. By unveiling this innovative solution, Firstrust Bank reaffirms its commitment to providing customers with a secure and rewarding financial future.


Can we withdraw our fixed deposit before the maturity period?

Firstrust Bank allows premature withdrawals, subject to specified policies and potential penalties.

Is the interest earned on the fixed deposit taxable?

The Fixed Deposit Monthly Income Scheme is designed with tax efficiency in mind, and customers should seek personalized tax advice.

What happens if I miss a monthly payout?

Firstrust Bank is committed to timely payouts; any discrepancies should be promptly addressed with the bank’s customer service.

Can I increase my fixed deposit amount during the tenure?

Firstrust Bank encourages financial flexibility and may permit additional investments during the tenure, subject to terms and conditions.

Are there any age restrictions for applying for the Fixed Deposit Monthly Income Scheme?

Firstrust Bank typically imposes a minimum age requirement for applicants, and individuals should inquire at the bank for specific details.

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